{ "dataset": "Insurers Global — North America Insurance Companies Directory", "version": "2026-09-08+3f3925fad259", "verified": "2026-09-08", "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global", "count": 5, "pages": { "pageSize": 20, "pageCount": 1, "first": "https://north-america.insurers.global/api/v1/countries/pages/1.json" }, "data": [ { "slug": "bermuda", "name": "Bermuda", "workbookName": "Bermuda", "continent": "north-america", "iso2": "BM", "iso3": "BMU", "isoNum": "060", "composite": null, "region": "bermuda", "regulator": { "name": "Bermuda Monetary Authority", "acronym": "BMA", "website": "https://bma.bm", "regime": "Insurance Act 1978; BMA class structure from captive Classes 1-3 to commercial Class 4; Solvency II equivalence for the commercial classes", "registerSource": "ABIR 2026 member list (abir.bm, updated 31 Aug 2026) cross-checked with BMA registration notices; Class 4 = BMA commercial (re)insurer class with US$100m capital floor" }, "currency": "BMD", "currencies": [ { "code": "BMD", "name": "Bermudian dollar", "symbol": "$", "decimalDigits": 2, "countries": [ "bermuda" ], "usdRate": 1, "usdRateYear": 2025, "rateSource": "https://api.worldbank.org/v2/country/{iso2}/indicator/PA.NUS.FCRF", "rateLicence": "CC BY 4.0", "rateSeen": "2026-09-09" } ], "total": 49, "byClass": { "reinsurer": 49 }, "byGroupType": { "foreign-multinational": 48, "mutual-cooperative": 1 }, "verification": { "level": "partial", "basis": "register", "status": "Partially verified - ABIR 2026 membership cross-checked with BMA notices; captives and special purpose insurers not itemised", "source": "ABIR 2026 member list (abir.bm, updated 31 Aug 2026) cross-checked with BMA registration notices; Class 4 = BMA commercial (re)insurer class with US$100m capital floor", "corrections": "34 ABIR carrier members mapped to their Bermuda operating (re)insurers; Class 4 flagged where the BMA class is known; captives (Classes 1-3, A-B) and SPIs not itemised - BMA register is a search database. The register holds ~1,100 insurers in all: Class 4 (~45), Classes 3A/3B (~150), long-term Classes C-E (~150), captive Classes 1-3 and A-B (~650), and SPIs and collateralised insurers (~170)" }, "marketNotes": [], "url": "https://north-america.insurers.global/countries/bermuda/", "api": "https://north-america.insurers.global/api/v1/countries/bermuda.json", "insurersApi": "https://north-america.insurers.global/api/v1/countries/bermuda/insurers.json", "insurersPagesApi": "https://north-america.insurers.global/api/v1/countries/bermuda/insurers/pages/1.json" }, { "slug": "canada", "name": "Canada", "workbookName": "Canada", "continent": "north-america", "iso2": "CA", "iso3": "CAN", "isoNum": "124", "composite": null, "region": "canada", "regulator": { "name": "Office of the Superintendent of Financial Institutions (federal); AMF Quebec, FSRA Ontario, BCFSA and other provincial regulators for provincially incorporated insurers", "acronym": "OSFI / provincial", "website": "https://osfi-bsif.gc.ca", "regime": "Insurance Companies Act (federal); OSFI LICAT and MCT capital tests; provincially incorporated insurers supervised by their province", "registerSource": "OSFI 'Who we regulate' open-data CSV, updated 3 Sep 2026 (open.canada.ca)" }, "currency": "CAD", "currencies": [ { "code": "CAD", "name": "Canadian dollar", "symbol": "CA$", "decimalDigits": 2, "countries": [ "canada" ], "usdRate": 1.39810565893901, "usdRateYear": 2025, "rateSource": "https://api.worldbank.org/v2/country/{iso2}/indicator/PA.NUS.FCRF", "rateLicence": "CC BY 4.0", "rateSeen": "2026-09-09" } ], "total": 198, "byClass": { "life": 63, "general-non-life": 132, "specialty-credit-captive": 3 }, "byGroupType": { "mutual-cooperative": 14, "foreign-multinational": 94, "domestic-private": 90 }, "verification": { "level": "verified", "basis": "register", "status": "Verified - full register", "source": "OSFI 'Who we regulate' open-data CSV, updated 3 Sep 2026 (open.canada.ca)", "corrections": "All federally regulated insurers, reinsurer branches, mortgage insurers and fraternals; banks, trusts and loan companies excluded from the same file. OSFI regulates ~200 insurers federally; provincially incorporated insurers (Quebec AMF, Ontario FSRA, BC) are not itemised, among them Desjardins/Beneva, iA, Gore Mutual and most farm mutuals" }, "marketNotes": [], "url": "https://north-america.insurers.global/countries/canada/", "api": "https://north-america.insurers.global/api/v1/countries/canada.json", "insurersApi": "https://north-america.insurers.global/api/v1/countries/canada/insurers.json", "insurersPagesApi": "https://north-america.insurers.global/api/v1/countries/canada/insurers/pages/1.json" }, { "slug": "central-america-and-caribbean", "name": "Central America and the Caribbean", "workbookName": "Central America & Caribbean (selected)", "continent": "north-america", "iso2": null, "iso3": null, "isoNum": null, "composite": [ "GT", "SV", "HN", "NI", "CR", "PA", "DO", "JM", "TT", "BB" ], "region": "central-america-and-caribbean", "regulator": { "name": "National superintendencies of Central America and the Caribbean (SUGESE Costa Rica, SIB Guatemala, CNBS Honduras, SSF El Salvador, SIBOIF Nicaragua, SSRP Panama, SIS Dominican Republic, CBTT Trinidad and Tobago among them); Bermuda Monetary Authority; Cayman Islands Monetary Authority", "acronym": "National supervisors", "website": null, "regime": "Separate national regimes in each jurisdiction; Bermuda and the Cayman Islands host the region's captive and reinsurance business", "registerSource": "Six official registers retrieved 23 September 2026: Panama SSRP 'Sujetos Regulados - Companias de Seguros' (22 companies); El Salvador SSF 'Entidades autorizadas para operar como sociedades de seguros y fianzas' (24); Dominican Republic Superintendencia de Seguros 'Companias Aseguradoras y Reaseguradoras' (35); Trinidad and Tobago CBTT 'Directories of Registered Insurers' under the Insurance Act 2018 (34, including Lloyd's Association of Underwriters); Barbados FSC 'Insurance - List of licensed Entities Database as at August 31, 2026' (Class 1 164 + Class 2 125 = 289 insurance companies); Jamaica FSC 'Regulated: Insurance Companies' (17). Two supervisor lists short of a licence register: Honduras CNBS 'Estados Financieros Auditados de las Instituciones Supervisadas' - Instituciones de Seguros (13 named, 12 with 2025 statements), and Costa Rica SUGESE's index of insurers' audited financial statements (12 companies for 2025), the SUGESE register itself being a Power BI embed. Not retrieved: Guatemala SIB (Cloudflare managed challenge), Suriname CBvS (Cloudflare 403), Nicaragua SIBOIF (host does not answer)." }, "currency": "Various", "currencies": [], "total": 13, "byClass": { "composite": 10, "general-non-life": 1, "health-medical": 1, "life": 1 }, "byGroupType": { "domestic-private": 10, "state-owned-parastatal": 1, "foreign-multinational": 2 }, "verification": { "level": "partial", "basis": "register", "status": "Partially verified - registers in hand for 6 of the 11 member jurisdictions the rows cover (Panama SSRP, El Salvador SSF, Dominican Republic SIS, Trinidad and Tobago CBTT, Barbados FSC, Jamaica FSC); Honduras and Costa Rica confirmed only from the supervisor's supervised-entity and audited-statement lists, not a licence register; Guatemala (SIB) and Suriname (CBvS) blocked by Cloudflare and Nicaragua (SIBOIF) unreachable", "source": "Six official registers retrieved 23 September 2026: Panama SSRP 'Sujetos Regulados - Companias de Seguros' (22 companies); El Salvador SSF 'Entidades autorizadas para operar como sociedades de seguros y fianzas' (24); Dominican Republic Superintendencia de Seguros 'Companias Aseguradoras y Reaseguradoras' (35); Trinidad and Tobago CBTT 'Directories of Registered Insurers' under the Insurance Act 2018 (34, including Lloyd's Association of Underwriters); Barbados FSC 'Insurance - List of licensed Entities Database as at August 31, 2026' (Class 1 164 + Class 2 125 = 289 insurance companies); Jamaica FSC 'Regulated: Insurance Companies' (17). Two supervisor lists short of a licence register: Honduras CNBS 'Estados Financieros Auditados de las Instituciones Supervisadas' - Instituciones de Seguros (13 named, 12 with 2025 statements), and Costa Rica SUGESE's index of insurers' audited financial statements (12 companies for 2025), the SUGESE register itself being a Power BI embed. Not retrieved: Guatemala SIB (Cloudflare managed challenge), Suriname CBvS (Cloudflare 403), Nicaragua SIBOIF (host does not answer).", "corrections": "Six member registers retrieved 23 September 2026 (Panama, El Salvador, Dominican Republic, Trinidad and Tobago, Barbados, Jamaica), plus the CNBS and SUGESE supervised-entity lists for Honduras and Costa Rica: nine of the fifteen rows are confirmed against a supervisor's own list, including Ficohsa Seguros as the trading name of the CNBS-supervised licensee Interamericana de Seguros, S.A. SISA's class is corrected to general, the El Salvador register licensing the group's life business separately as SISA, VIDA, S.A. Two rows name groups rather than licensees (Guardian Group, Pan-American Life Insurance Group). The Guatemalan, Nicaraguan and Surinamese registers could not be retrieved, so four rows stay unconfirmed; no insurer was added, because this market is a curated selection rather than a full register of its jurisdictions." }, "marketNotes": [], "url": "https://north-america.insurers.global/countries/central-america-and-caribbean/", "api": "https://north-america.insurers.global/api/v1/countries/central-america-and-caribbean.json", "insurersApi": "https://north-america.insurers.global/api/v1/countries/central-america-and-caribbean/insurers.json", "insurersPagesApi": "https://north-america.insurers.global/api/v1/countries/central-america-and-caribbean/insurers/pages/1.json" }, { "slug": "mexico", "name": "Mexico", "workbookName": "Mexico", "continent": "north-america", "iso2": "MX", "iso3": "MEX", "isoNum": "484", "composite": null, "region": "mexico", "regulator": { "name": "Comision Nacional de Seguros y Fianzas", "acronym": "CNSF", "website": "https://gob.mx/cnsf", "regime": "Ley de Instituciones de Seguros y de Fianzas de 2013; Solvency II-style regime supervised by CNSF", "registerSource": "AMIS directorio de aseguradoras asociadas (sitio.amis.com.mx, updated 1 Jul 2026) - 81 member institutions incl. reinsurer representative offices; AMIS members write ~99% of Mexican premium" }, "currency": "MXN", "currencies": [ { "code": "MXN", "name": "Mexican peso", "symbol": "MX$", "decimalDigits": 2, "countries": [ "mexico" ], "usdRate": 19.2375083333333, "usdRateYear": 2025, "rateSource": "https://api.worldbank.org/v2/country/{iso2}/indicator/PA.NUS.FCRF", "rateLicence": "CC BY 4.0", "rateSeen": "2026-09-09" } ], "total": 100, "byClass": { "composite": 6, "general-non-life": 42, "health-medical": 8, "life": 20, "reinsurer": 9, "specialty-credit-captive": 15 }, "byGroupType": { "foreign-multinational": 54, "domestic-private": 42, "state-owned-parastatal": 2, "regional-multilateral": 1, "mutual-cooperative": 1 }, "verification": { "level": "verified", "basis": "register", "status": "Verified - industry directory", "source": "AMIS directorio de aseguradoras asociadas (sitio.amis.com.mx, updated 1 Jul 2026) - 81 member institutions incl. reinsurer representative offices; AMIS members write ~99% of Mexican premium", "corrections": "81 AMIS members (99% of premium) plus 16 CNSF-padron surety, credit, title and non-member carriers; CNSF padron itself blocked to automated fetch (datos.gob.mx bot detection). The market is ~110 insurers and ~15 afianzadoras, with Patria Re the only domestic reinsurer" }, "marketNotes": [], "url": "https://north-america.insurers.global/countries/mexico/", "api": "https://north-america.insurers.global/api/v1/countries/mexico.json", "insurersApi": "https://north-america.insurers.global/api/v1/countries/mexico/insurers.json", "insurersPagesApi": "https://north-america.insurers.global/api/v1/countries/mexico/insurers/pages/1.json" }, { "slug": "united-states", "name": "United States", "workbookName": "United States", "continent": "north-america", "iso2": "US", "iso3": "USA", "isoNum": "840", "composite": null, "region": "united-states", "regulator": { "name": "State insurance departments (50 states + DC + territories), coordinated through the NAIC; Federal Insurance Office (Treasury) monitors", "acronym": "NAIC / state DOIs", "website": "https://naic.org", "regime": "State insurance codes, NAIC model laws and risk-based capital; no federal insurance regulator", "registerSource": "Texas Department of Insurance, TDI Reports Application exports run 8 Sep 2026 (authorized insurers, foreign RRGs, registered reinsurers, eligible Lloyd's syndicates) - user-supplied; Vermont DFR Licensed Captive Insurance Companies as of 30 Jun 2026 (dfr.vermont.gov); Each state's own list of the insurers domiciled there, retrieved 24 September 2026: California (107), Connecticut (172), Delaware (153), Iowa (193), Illinois (325), Nebraska (132), New York (332), Ohio (245), Pennsylvania (214), Wisconsin (171). Every matched and added row carries its own state's citation in Source basis.; Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona, Nevada, Montana" }, "currency": "USD", "currencies": [ { "code": "USD", "name": "US dollar", "symbol": "$", "decimalDigits": 2, "countries": [ "ecuador", "united-states", "zimbabwe" ], "usdRate": 1, "usdRateYear": 2025, "rateSource": "https://api.worldbank.org/v2/country/{iso2}/indicator/PA.NUS.FCRF", "rateLicence": "CC BY 4.0", "rateSeen": "2026-09-09" } ], "total": 4157, "byClass": { "life": 690, "general-non-life": 1938, "health-medical": 375, "captive-risk-retention-group": 940, "specialty-credit-captive": 71, "reinsurer": 141, "not-stated-in-register": 2 }, "byGroupType": { "mutual-cooperative": 192, "domestic-private": 2928, "foreign-multinational": 83, "state-owned-parastatal": 7, "regional-multilateral": 106, "corporate-parent-captive": 841 }, "verification": { "level": "partial", "basis": "register", "status": "Partially verified - Texas Department of Insurance licence exports, the Vermont captive register, and ten states’ own lists of the insurers domiciled there (California, Connecticut, Delaware, Iowa, Illinois, Nebraska, New York, Ohio, Pennsylvania, Wisconsin); the other 40 states and the remaining captive domiciles are not covered", "source": "Texas Department of Insurance, TDI Reports Application exports run 8 Sep 2026 (authorized insurers, foreign RRGs, registered reinsurers, eligible Lloyd's syndicates) - user-supplied; Vermont DFR Licensed Captive Insurance Companies as of 30 Jun 2026 (dfr.vermont.gov); Each state's own list of the insurers domiciled there, retrieved 24 September 2026: California (107), Connecticut (172), Delaware (153), Iowa (193), Illinois (325), Nebraska (132), New York (332), Ohio (245), Pennsylvania (214), Wisconsin (171). Every matched and added row carries its own state's citation in Source basis.; Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona, Nevada, Montana", "corrections": "2292 rows, one per entity; 508 Texas-domestic, ~1,780 foreign (other US states) and 14 alien insurers; class derived from TDI company type and licensed lines, except fraternal benefit societies and mortgage insurers: the 41 fraternals are classed L (Texas Insurance Code s.885.301 permits death, endowment, annuity, disability, hospital/medical and funeral benefits, and the published product range of each society was checked individually on 8 Sep 2026) and the 19 mortgage insurers are classed X; NAIC group given as code (names not in export). Knowledge rows for US carriers removed. Scope: presence in a TDI export is not a claim of unrestricted Texas direct-insurance authorisation - each row's registration category is in its Notes, and TDI states that accredited assuming insurers are authorised in their domicile but not in Texas. The TDI exports hold 2323 registrations covering 2292 entities: 28 carriers are registered under more than one category, and those 31 duplicate rows were merged on 8 Sep 2026 so this sheet now carries one row per entity, its Notes listing every registration oldest first (25 reinsurers registered under two or three of Trusteed / Certified / Reciprocal Jurisdic / Accredited, and 3 admitted insurers - Compass, Physicians Insurance A Mutual, Pillar Life - that are also accredited assuming reinsurers and keep their admitted class). The 1900 NAIC codes are unique. The Texas and Vermont segments do not overlap: one name (Celtic Insurance Company) appears in both and needs checking, everything else is disjoint 710 licensed captives, RRGs, sponsored cells and special-purpose life reinsurers with licence numbers, matching the DFR licence summary for 30 Jun 2026 (682 active + 28 dormant = 710 currently licensed); type inferred from name Extended state by state on a domicile basis: each state's own list of the insurers domiciled there, which partitions the national population without the double counting an admitted register would cause. States added in this pass: California (107), Connecticut (172), Delaware (153), Iowa (193), Illinois (325), Nebraska (132), New York (332), Ohio (245), Pennsylvania (214), Wisconsin (171). 870 rows matched and 1155 insurers added. The United States has no national register and the remaining jurisdictions are not covered, so the market stays partial. Each publishes a captive list; not fetched in this pass. Vermont is the largest US captive domicile (~660), followed by Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee and Arizona" }, "marketNotes": [], "url": "https://north-america.insurers.global/countries/united-states/", "api": "https://north-america.insurers.global/api/v1/countries/united-states.json", "insurersApi": "https://north-america.insurers.global/api/v1/countries/united-states/insurers.json", "insurersPagesApi": "https://north-america.insurers.global/api/v1/countries/united-states/insurers/pages/1.json" } ] }