{
  "dataset": "Insurers Global — North America Insurance Companies Directory",
  "version": "2026-09-08+3f3925fad259",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "data": {
    "slug": "ms-and-ad",
    "name": "MS&AD",
    "url": "https://north-america.insurers.global/groups/ms-and-ad/",
    "api": "https://north-america.insurers.global/api/v1/groups/ms-and-ad.json",
    "enriched": false,
    "sources": {
      "register": "Continent workbooks (licences)",
      "gleif": "https://api.gleif.org/ (parents, branches)",
      "eiopa": "https://register.eiopa.europa.eu/ (EEA passporting)",
      "passportingSeen": null
    },
    "countries": [
      {
        "slug": "bermuda",
        "name": "Bermuda",
        "iso2": "BM",
        "url": "https://north-america.insurers.global/countries/bermuda/"
      },
      {
        "slug": "canada",
        "name": "Canada",
        "iso2": "CA",
        "url": "https://north-america.insurers.global/countries/canada/"
      }
    ],
    "entities": [
      {
        "slug": "bermuda-ms-reinsurance-mitsui-sumitomo-reinsurance-ltd",
        "name": "MS Reinsurance (Mitsui Sumitomo Reinsurance Ltd)",
        "country": "bermuda",
        "class": "reinsurer",
        "classCode": "R",
        "group": "MS&AD",
        "groupSlug": "ms-and-ad",
        "groupPlaceholder": false,
        "groupType": "foreign-multinational",
        "verification": "partial",
        "sourceBasis": "ABIR 2026 member list (abir.bm, updated 31 Aug 2026) cross-checked with BMA registration notices; Class 4 = BMA commercial (re)insurer class with US$100m capital floor",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Bermuda Class 4 (large commercial reinsurer)",
        "url": "https://north-america.insurers.global/insurers/bermuda-ms-reinsurance-mitsui-sumitomo-reinsurance-ltd/",
        "licensedIn": "bermuda",
        "branchOf": null,
        "parent": null,
        "ultimateParent": null,
        "branches": [],
        "passportsTo": []
      },
      {
        "slug": "canada-mitsui-sumitomo-insurance-company-limited",
        "name": "Mitsui Sumitomo Insurance Company, Limited",
        "country": "canada",
        "class": "general-non-life",
        "classCode": "G",
        "group": "MS&AD",
        "groupSlug": "ms-and-ad",
        "groupPlaceholder": false,
        "groupType": "foreign-multinational",
        "verification": "verified",
        "sourceBasis": "OSFI 'Who we regulate' open-data CSV, updated 3 Sep 2026 (open.canada.ca)",
        "classBasis": null,
        "groupBasis": null,
        "lei": null,
        "nationalId": null,
        "notes": "Foreign company operating in Canada through a chief agency (branch)",
        "url": "https://north-america.insurers.global/insurers/canada-mitsui-sumitomo-insurance-company-limited/",
        "licensedIn": "canada",
        "branchOf": null,
        "parent": null,
        "ultimateParent": null,
        "branches": [],
        "passportsTo": []
      }
    ],
    "matrix": {
      "bermuda": {
        "bermuda-ms-reinsurance-mitsui-sumitomo-reinsurance-ltd": "licence"
      },
      "canada": {
        "canada-mitsui-sumitomo-insurance-company-limited": "licence"
      }
    }
  }
}