United States · Insurance market

Alabama

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Alabama
Status
State
Capital
Montgomery
Admitted to the Union
1819
Nickname
Yellowhammer State
Motto
Audemus jura nostra defendere

Insurance regulator

Alabama Department of Insurance

Chief insurance official
Commissioner · appointed
Official website
aldoi.gov
Visit the regulator’s website
Montgomery, Alabama — Alabama
Montgomery, Alabama
Photo creditCarol M. Highsmith · Public domain · Displayed with a responsive crop.
Alabama State Capitol — Alabama
Alabama State Capitol
Photo creditDXR · CC BY-SA 4.0 · Displayed with a responsive crop.
Little River Canyon National Preserve — Alabama
Little River Canyon National Preserve
Photo creditRichard A. Weaver · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Alabama insurance market

Alabama has its own insurance supervisory authority, the Alabama Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Montgomery is the capital. A US state since 1819, Alabama is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Alabama domicile records, Life is the largest recorded class, with 7 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
10
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Alabama.

Alabama
Alabama · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Alabama Department of Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Alabama Department of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Alabama. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Prepare on the front end, so you can withstand better and recover quicker.”

Alabama Department of Insurance · Office of Risk and Resilience ↗

AI-generated editorial illustration

NAIC research for Alabama

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Alabama.

Alabama: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for property/casualty (P/C) premium: 25.
  • National rank for credit premium: 14 (1.85% of the US market).
  • The NAIC counted 1,518 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Alabama NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Alabama

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
KNIGHTS OF PETER CLAVER
NAIC 57835; TDI licence 46500; domicile AL (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1946/12/16
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial51 Confidence: Low
ProAssurance Indemnity Company, Inc.
NAIC 33391; TDI licence 94155; domicile AL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1993/03/31
GGeneral (Non-life)NAIC group 0831Domestic privateNAIC / state DOIsPartial—
Trexis Insurance Corporation
NAIC 12188; TDI licence 95959; domicile AL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2004/11/01
GGeneral (Non-life)NAIC group 0005Domestic privateNAIC / state DOIsPartial87 Confidence: Medium
Trexis One Insurance Corporation
NAIC 11004; TDI licence 96309; domicile AL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2008/05/06
GGeneral (Non-life)NAIC group 0005Domestic privateNAIC / state DOIsPartial91 Confidence: Low
FIRST NATIONAL LIFE INSURANCE COMPANY
NAIC 63517; TDI licence 30300; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1967/12/28
LLifeNAIC group 0738Domestic privateNAIC / state DOIsPartial—
Life Insurance Company of Alabama
NAIC 65412; TDI licence 13766674; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/06/07
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—
NATIONAL SECURITY INSURANCE COMPANY
NAIC 66788; TDI licence 59190; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1977/12/19
LLifeNAIC group 0316Domestic privateNAIC / state DOIsPartial—
Oceanview Life and Annuity Company
NAIC 68446; TDI licence 70420; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1965/02/23
LLifeNAIC group 4988Domestic privateNAIC / state DOIsPartial—
PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY
NAIC 88536; TDI licence 93473; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1979/09/13
LLifeNAIC group 0458Domestic privateNAIC / state DOIsPartial—
UNIVERSAL LIFE INSURANCE COMPANY
NAIC 70157; TDI licence 87500; domicile AL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1925/01/01
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.