United States · Insurance market

Colorado

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Colorado
Status
State
Capital
Denver
Admitted to the Union
1876
Nickname
Centennial State
Motto
Nil sine numine

Insurance regulator

Colorado Division of Insurance

Chief insurance official
Commissioner · appointed
Official website
doi.colorado.gov
Visit the regulator’s website
Denver — Colorado
Denver
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Colorado State Capitol — Colorado
Colorado State Capitol
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Rocky Mountain National Park — Colorado
Rocky Mountain National Park
Photo creditDaniel Mayer (Mav) · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Colorado insurance market

Colorado has its own insurance supervisory authority, the Colorado Division of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Denver is the capital. A US state since 1876, Colorado is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Colorado domicile records, General (Non-life) is the largest recorded class, with 7 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
15
Recorded business classes
4
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Colorado.

Colorado
Colorado · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Colorado Division of Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Colorado Division of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Colorado. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Health insurance for Coloradans remains steady after the COVID-19 pandemic…”

Colorado Health Institute · 2025 Colorado Health Access Survey release ↗

AI-generated editorial illustration

NAIC research for Colorado

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Colorado.

Colorado: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 20.
  • National rank for title premium: 14.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Colorado NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Colorado

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Assured Life Association
NAIC 56499; TDI licence 93525; domicile CO (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1980/04/23
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
Ascot Insurance Company
NAIC 23752; TDI licence 93685; domicile CO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/06/29
GGeneral (Non-life)NAIC group 4908Domestic privateNAIC / state DOIsPartial—
Ascot Surety & Casualty Company
NAIC 30279; TDI licence 13765970; domicile CO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2019/05/30
GGeneral (Non-life)NAIC group 4908Domestic privateNAIC / state DOIsPartial76 Confidence: Low
CONTINENTAL DIVIDE INSURANCE COMPANY
NAIC 35939; TDI licence 13766419; domicile CO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2022/02/23
GGeneral (Non-life)NAIC group 0031Domestic privateNAIC / state DOIsPartial—
COPIC Insurance Company
NAIC 11860; TDI licence 13765393; domicile CO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2016/10/24
GGeneral (Non-life)NAIC group 4902Domestic privateNAIC / state DOIsPartial—
Drivers Edge Insurance Company
NAIC 23795; TDI licence 13766689; domicile CO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2023/07/06
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
Health Care Indemnity, Inc.
NAIC 35904; TDI licence 94273; domicile CO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1993/12/21
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial90 Confidence: Low
MGT Insurance Company
NAIC 16203; TDI licence 13765691; domicile CO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2018/01/31
GGeneral (Non-life)NAIC group 5087Domestic privateNAIC / state DOIsPartial—
Bright Health Insurance Company
NAIC 15963; TDI licence 13766113; domicile CO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2020/03/23
HHealth / MedicalNAIC group 4887Domestic privateNAIC / state DOIsPartial82 Confidence: Low
CICA Life Insurance Company of America
NAIC 71463; TDI licence 5253; domicile CO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/08/24
LLifeNAIC group 0612Domestic privateNAIC / state DOIsPartial96 Confidence: Medium
Empower Annuity Insurance Company of America
NAIC 68322; TDI licence 69590; domicile CO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1963/04/09
LLifeNAIC group 0769Domestic privateNAIC / state DOIsPartial—
Equitable Financial Life and Annuity Company
NAIC 62880; TDI licence 5895; domicile CO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1985/12/19
LLifeNAIC group 4965Domestic privateNAIC / state DOIsPartial—
Security Life of Denver Insurance Company
NAIC 68713; TDI licence 73460; domicile CO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1960/01/12
LLifeNAIC group 4992Domestic privateNAIC / state DOIsPartial81 Confidence: Low
Alliant National Title Insurance Company, Inc.
NAIC 12309; TDI licence 96070; domicile CO (foreign to Texas); type: Title; structure: Stockholder; licensed 2006/01/27
XSpecialty / Credit / CaptiveNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—
American Digital Title Insurance Company
NAIC 11865; TDI licence 13766149; domicile CO (foreign to Texas); type: Title; structure: Stockholder; licensed 2020/06/30
XSpecialty / Credit / CaptiveNAIC group 0070Domestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.