United States · Insurance market
Explore the people, places and insurance market.
Florida Office of Insurance Regulation
United States · Insurance market profile
Florida has its own insurance supervisory authority, the Florida Office of Insurance Regulation. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Tallahassee is the capital. A US state since 1845, Florida is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Florida domicile records, General (Non-life) is the largest recorded class, with 47 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Florida.
Insurance supervision
Appointed office
Florida Office of Insurance Regulation
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Florida. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
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“After years of consecutive underwriting losses, the insurers saw overall stability with many companies reporting a net profit in 2023.”
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Florida.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Florida NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Accredited Surety and Casualty Company, Inc. NAIC 26379; TDI licence 95140; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/09/23 | GGeneral (Non-life) | NAIC group 5077 | Domestic private | NAIC / state DOIs | Partial | — |
| AEQUICAP INSURANCE COMPANY NAIC 24619; TDI licence 96159; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2007/01/02 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| American Bankers Insurance Company of Florida NAIC 10111; TDI licence 1750; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1949/02/15 | GGeneral (Non-life) | NAIC group 0019 | Domestic private | NAIC / state DOIs | Partial | — |
| American Capital Assurance Corp. NAIC 12601; TDI licence 96456; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/02/12 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| American Family Home Insurance Company NAIC 23450; TDI licence 96175; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2007/03/27 | GGeneral (Non-life) | NAIC group 0361 | Domestic private | NAIC / state DOIs | Partial | — |
| AMERICAN SOUTHERN HOME INSURANCE COMPANY NAIC 41998; TDI licence 96104; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2006/05/22 | GGeneral (Non-life) | NAIC group 0361 | Domestic private | NAIC / state DOIs | Partial | — |
| Austin Mutual Insurance Company NAIC 13412; TDI licence 95933; domicile FL (foreign to Texas); type: Casualty; structure: Mutual; licensed 2004/08/05 | GGeneral (Non-life) | NAIC group 0473 | Mutual / cooperative | NAIC / state DOIs | Partial | 65 Confidence: Low |
| BANKERS INSURANCE COMPANY NAIC 33162; TDI licence 5252; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1988/08/19 | GGeneral (Non-life) | NAIC group 0689 | Domestic private | NAIC / state DOIs | Partial | — |
| Bridgefield Casualty Insurance Company NAIC 10335; TDI licence 13765044; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2015/08/26 | GGeneral (Non-life) | NAIC group 0084 | Domestic private | NAIC / state DOIs | Partial | — |
| Bridgefield Employers Insurance Company NAIC 10701; TDI licence 13765043; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2015/08/25 | GGeneral (Non-life) | NAIC group 0084 | Domestic private | NAIC / state DOIs | Partial | — |
| BRISTOL WEST SPECIALTY INSURANCE COMPANY NAIC 33120; TDI licence 94528; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1995/09/19 | GGeneral (Non-life) | NAIC group 0069 | Domestic private | NAIC / state DOIs | Partial | — |
| Cable Insurance Company NAIC 16572; TDI licence 13766814; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2024/09/17 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Capacity Insurance Company NAIC 32930; TDI licence 13765478; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/01/09 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Centauri Specialty Insurance Company NAIC 12573; TDI licence 13764797; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/12/09 | GGeneral (Non-life) | NAIC group 5084 | Domestic private | NAIC / state DOIs | Partial | — |
| Continental Heritage Insurance Company NAIC 39551; TDI licence 5853; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1986/08/12 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 69 Confidence: Low |
| COURTESY INSURANCE COMPANY NAIC 26492; TDI licence 94668; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1996/10/25 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Cypress Property & Casualty Insurance Company NAIC 10953; TDI licence 13766147; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/06/29 | GGeneral (Non-life) | NAIC group 3456 | Domestic private | NAIC / state DOIs | Partial | 94 Confidence: Low |
| Employers Assurance Company NAIC 25402; TDI licence 93887; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/07/12 | GGeneral (Non-life) | NAIC group 3363 | Domestic private | NAIC / state DOIs | Partial | — |
| Employers Preferred Insurance Company NAIC 10346; TDI licence 96010; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2005/06/10 | GGeneral (Non-life) | NAIC group 3363 | Domestic private | NAIC / state DOIs | Partial | 85 Confidence: Low |
| FCCI INSURANCE COMPANY NAIC 10178; TDI licence 96480; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2011/01/13 | GGeneral (Non-life) | NAIC group 0474 | Domestic private | NAIC / state DOIs | Partial | 67 Confidence: Low |
| First Community Insurance Company NAIC 13990; TDI licence 96361; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2010/07/19 | GGeneral (Non-life) | NAIC group 0689 | Domestic private | NAIC / state DOIs | Partial | 65 Confidence: Low |
| Florida Casualty Insurance Company NAIC 40398; TDI licence 5649; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/11/22 | GGeneral (Non-life) | NAIC group 4962 | Domestic private | NAIC / state DOIs | Partial | — |
| Frank Winston Crum Insurance Company NAIC 11600; TDI licence 96237; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2008/08/14 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Guarantee Insurance Company NAIC 11398; TDI licence 93420; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/03/27 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Gulfstream Property and Casualty Insurance Company NAIC 12237; TDI licence 13764825; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2014/02/11 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Homeowners Choice Property & Casualty Insurance Company, Inc. NAIC 12944; TDI licence 13765630; domicile FL (foreign to Texas); type: Fire; structure: Stockholder; licensed 2017/09/12 | GGeneral (Non-life) | NAIC group 4792 | Domestic private | NAIC / state DOIs | Partial | 85 Confidence: Low |
| Integris Assurance Company NAIC 13793; TDI licence 13764747; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/07/31 | GGeneral (Non-life) | NAIC group 4770 | Domestic private | NAIC / state DOIs | Partial | — |
| Lexington National Insurance Corporation NAIC 37940; TDI licence 95840; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2003/10/14 | GGeneral (Non-life) | NAIC group 4993 | Domestic private | NAIC / state DOIs | Partial | — |
| Lighthouse Property Insurance Corporation NAIC 13207; TDI licence 96465; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/03/25 | GGeneral (Non-life) | NAIC group 4951 | Domestic private | NAIC / state DOIs | Partial | 95 Confidence: Low |
| Lion Insurance Company NAIC 11075; TDI licence 94328; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1994/05/20 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| NGM INSURANCE COMPANY NAIC 14788; TDI licence 95862; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2003/12/23 | GGeneral (Non-life) | NAIC group 0473 | Domestic private | NAIC / state DOIs | Partial | — |
| Normandy Insurance Company NAIC 13012; TDI licence 13765766; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2018/06/18 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 58 Confidence: Low |
| OCEAN HARBOR CASUALTY INSURANCE COMPANY NAIC 12360; TDI licence 96245; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2008/02/12 | GGeneral (Non-life) | NAIC group 4051 | Domestic private | NAIC / state DOIs | Partial | — |
| Physicians Insurance Company NAIC 11588; TDI licence 96025; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2005/08/31 | GGeneral (Non-life) | NAIC group 4776 | Domestic private | NAIC / state DOIs | Partial | 97 Confidence: Low |
| PracticeProtection Casualty Company NAIC 12843; TDI licence 13766691; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2023/07/07 | GGeneral (Non-life) | NAIC group 4953 | Domestic private | NAIC / state DOIs | Partial | — |
| Privilege Underwriters Reciprocal Exchange NAIC 12873; TDI licence 96346; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2009/12/22; Texas-specific licence class | GGeneral (Non-life) | NAIC group 3098 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Progressive Property Insurance Company NAIC 13038; TDI licence 13764845; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2014/04/16 | GGeneral (Non-life) | NAIC group 0155 | Domestic private | NAIC / state DOIs | Partial | — |
| ROCHE SURETY AND CASUALTY COMPANY, INC. NAIC 42706; TDI licence 95677; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2002/03/11 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Safe Harbor Insurance Company NAIC 12563; TDI licence 13766506; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2022/07/27 | GGeneral (Non-life) | NAIC group 4051 | Domestic private | NAIC / state DOIs | Partial | — |
| Safepoint Insurance Company NAIC 15341; TDI licence 13765447; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/12/22 | GGeneral (Non-life) | NAIC group 5028 | Domestic private | NAIC / state DOIs | Partial | 64 Confidence: Low |
| SafePort Insurance Company NAIC 36560; TDI licence 95638; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2001/11/05 | GGeneral (Non-life) | NAIC group 3829 | Domestic private | NAIC / state DOIs | Partial | — |
| Security First Insurance Company NAIC 10117; TDI licence 13765411; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/11/21 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| SUNZ INSURANCE COMPANY NAIC 34762; TDI licence 96205; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2007/06/22 | GGeneral (Non-life) | NAIC group 5109 | Domestic private | NAIC / state DOIs | Partial | — |
| Tower Hill Prime Insurance Company NAIC 11027; TDI licence 13765389; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/10/10 | GGeneral (Non-life) | NAIC group 3484 | Domestic private | NAIC / state DOIs | Partial | — |
| Trusted Resource Underwriters Exchange NAIC 16881; TDI licence 13766495; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2022/07/20; Texas-specific licence class | GGeneral (Non-life) | NAIC group 5107 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| United Property & Casualty Insurance Company NAIC 10969; TDI licence 13764709; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/04/30 | GGeneral (Non-life) | NAIC group 4830 | Domestic private | NAIC / state DOIs | Partial | — |
| Vault Reciprocal Exchange NAIC 16186; TDI licence 13765798; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2018/08/10; Texas-specific licence class | GGeneral (Non-life) | NAIC group 5000 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Humana Health Insurance Company of Florida, Inc. NAIC 69671; TDI licence 13766695; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/07/28 | HHealth / Medical | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | — |
| American Bankers Life Assurance Company of Florida NAIC 60275; TDI licence 1770; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1960/10/19 | LLife | NAIC group 0019 | Domestic private | NAIC / state DOIs | Partial | 95 Confidence: Low |
| American Fidelity Life Insurance Company NAIC 60429; TDI licence 2470; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1963/02/20 | LLife | NAIC group 4877 | Domestic private | NAIC / state DOIs | Partial | 91 Confidence: Low |
| American Heritage Life Insurance Company NAIC 60534; TDI licence 3090; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1961/09/25 | LLife | NAIC group 1348 | Domestic private | NAIC / state DOIs | Partial | 70 Confidence: Low |
| American Specialty Health Insurance Company NAIC 84697; TDI licence 93718; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1981/09/10 | LLife | NAIC group 3502 | Domestic private | NAIC / state DOIs | Partial | 94 Confidence: Low |
| ShelterPoint Insurance Company NAIC 89958; TDI licence 5436; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1990/05/10 | LLife | NAIC group 0458 | Domestic private | NAIC / state DOIs | Partial | — |
| Chicago Title Insurance Company NAIC 50229; TDI licence 15750; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1962/09/10 | XSpecialty / Credit / Captive | NAIC group 0670 | Domestic private | NAIC / state DOIs | Partial | 48 Confidence: Low |
| Commonwealth Land Title Insurance Company NAIC 50083; TDI licence 19125; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1974/08/19 | XSpecialty / Credit / Captive | NAIC group 0670 | Domestic private | NAIC / state DOIs | Partial | — |
| Fidelity National Title Insurance Company NAIC 51586; TDI licence 93932; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1982/11/24 | XSpecialty / Credit / Captive | NAIC group 0670 | Domestic private | NAIC / state DOIs | Partial | — |
| Old Republic National Title Insurance Company NAIC 50520; TDI licence 83150; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1966/12/15 | XSpecialty / Credit / Captive | NAIC group 0150 | Domestic private | NAIC / state DOIs | Partial | — |
| WFG NATIONAL TITLE INSURANCE COMPANY NAIC 51152; TDI licence 95338; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1999/03/23 | XSpecialty / Credit / Captive | NAIC group 4736 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.