United States · Insurance market

Hawaii

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Hawaii
Status
State
Capital
Honolulu
Admitted to the Union
1959
Nickname
The Aloha State
Motto
Ua Mau ke Ea o ka ʻĀina i ka Pono

Insurance regulator

Hawaii Insurance Division

Chief insurance official
Insurance Commissioner · appointed
Official website
cca.hawaii.gov
Visit the regulator’s website
Honolulu — Hawaii
Honolulu
Photo creditFarragutful · CC BY-SA 4.0 · Displayed with a responsive crop.
Hawaii State Capitol — Hawaii
Hawaii State Capitol
Photo creditXpixupload Camera location21° 18′ 24.34″ N, 157° 51′ 26.53″ W View this and other nearby images on: OpenStreetMap 21.306760; -157.857370 · Public domain · Displayed with a responsive crop.
Haleakalā National Park — Hawaii
Haleakalā National Park
Photo creditNiagara66 · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Hawaii insurance market

Hawaii has its own insurance supervisory authority, the Hawaii Insurance Division. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Honolulu is the capital. A US state since 1959, Hawaii is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Hawaii domicile records, General (Non-life) is the largest recorded class, with 1 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
2
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Hawaii.

Hawaii
Hawaii · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Hawaii Insurance Division

Explore the insurance commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Insurance Commissioner

Hawaii Insurance Division

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Hawaii. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The concerns over climate change and a hard re-insurance market continue to exert upward pressure on hurricane insurance rates.”

Hawaiʻi Insurance Division · 2025 Annual Report · p. 11 ↗

AI-generated editorial illustration

NAIC research for Hawaii

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Hawaii.

Hawaii: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for federal flood premium: 14 (1.22% of the US market).
  • The NAIC counted 1,187 licensed insurers across domestic and foreign categories.
  • Captive insurers reported in the NAIC snapshot: 269.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Hawaii NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Hawaii

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
DB Insurance Co., Ltd (U.S. Branch)
NAIC 12502; TDI licence 13766061; domicile HI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2019/12/19
GGeneral (Non-life)NAIC group 4672Domestic privateNAIC / state DOIsPartial—
PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LIMITED
NAIC 64343; TDI licence 64140; domicile HI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1977/06/22
LLifeNAIC group 1348Domestic privateNAIC / state DOIsPartial86 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.