United States · Insurance market

Massachusetts

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Massachusetts
Status
State
Capital
Boston
Admitted to the Union
1788
Nickname
Bay State
Motto
Ense petit placidam sub libertate quietem

Insurance regulator

Massachusetts Division of Insurance

Chief insurance official
Commissioner · appointed
Official website
mass.gov
Visit the regulator’s website
Boston — Massachusetts
Boston
Photo creditIan Howard · CC BY 2.5 · Displayed with a responsive crop.
Massachusetts State House — Massachusetts
Massachusetts State House
Photo creditKing of Hearts · CC BY-SA 4.0 · Displayed with a responsive crop.
Cape Cod — Massachusetts
Cape Cod
Photo creditThis image or media was taken or created by Matt H. Wade. To see his entire portfolio, click here.@thatmattwade This image is protected by copyright! If you would like to use it, please read this first. · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Massachusetts insurance market

Massachusetts has its own insurance supervisory authority, the Massachusetts Division of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Boston is the capital. A US state since 1788, Massachusetts is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Massachusetts domicile records, Life is the largest recorded class, with 12 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
19
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Massachusetts.

Massachusetts
Massachusetts · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Massachusetts Division of Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Massachusetts Division of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Massachusetts. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The 2025 Massachusetts insurance market demonstrated the most choice for consumers in the last 20 years.”

Massachusetts Division of Insurance · 2025 Annual Report ↗

AI-generated editorial illustration

NAIC research for Massachusetts

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Massachusetts.

Massachusetts: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 14.
  • National rank for health premium: 14.
  • The NAIC counted 1,566 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Massachusetts NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Massachusetts

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Supreme Council of the Royal Arcanum
NAIC 58181; TDI licence 13766231; domicile MA (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 2020/12/28
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial73 Confidence: Low
Atlantic Charter Insurance Company
NAIC 44326; TDI licence 13767115; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2026/06/30
GGeneral (Non-life)NAIC group 1178Domestic privateNAIC / state DOIsPartial—
Coface North America Insurance Company
NAIC 31887; TDI licence 6090; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1975/10/28
GGeneral (Non-life)NAIC group 1279Domestic privateNAIC / state DOIsPartial—
Homesite Indemnity Company
NAIC 20419; TDI licence 66930; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1950/01/09
GGeneral (Non-life)NAIC group 0473Domestic privateNAIC / state DOIsPartial78 Confidence: Low
Homesite Insurance Company
NAIC 17221; TDI licence 5801; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1987/07/23
GGeneral (Non-life)NAIC group 0473Domestic privateNAIC / state DOIsPartial—
Liberty Mutual Insurance Company
NAIC 23043; TDI licence 47950; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1924/01/01
GGeneral (Non-life)NAIC group 0111Domestic privateNAIC / state DOIsPartial95 Confidence: Low
RiverStone International Insurance, Inc.
NAIC 21261; TDI licence 24840; domicile MA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1971/05/13
GGeneral (Non-life)NAIC group 5075Domestic privateNAIC / state DOIsPartial—
Tufts Insurance Company
NAIC 60117; TDI licence 13764840; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2014/04/01
HHealth / MedicalNAIC group 4742Domestic privateNAIC / state DOIsPartial—
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
NAIC 71714; TDI licence 73190; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1976/08/13
LLifeNAIC group 0429Domestic privateNAIC / state DOIsPartial86 Confidence: Low
Boston Mutual Life Insurance Company
NAIC 61476; TDI licence 10300; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 1974/09/20
LLifeNAIC group 0581Mutual / cooperativeNAIC / state DOIsPartial51 Confidence: Low
CENTRE LIFE INSURANCE COMPANY
NAIC 80896; TDI licence 52100; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/02/16
LLifeNAIC group 0212Domestic privateNAIC / state DOIsPartial—
Commonwealth Annuity and Life Insurance Company
NAIC 84824; TDI licence 5431; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1975/03/28
LLifeNAIC group 3891Domestic privateNAIC / state DOIsPartial97 Confidence: Low
First Allmerica Financial Life Insurance Company
NAIC 69140; TDI licence 79350; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1945/01/01
LLifeNAIC group 3891Domestic privateNAIC / state DOIsPartial80 Confidence: Low
John Hancock Life & Health Insurance Company
NAIC 93610; TDI licence 93929; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/11/16
LLifeNAIC group 0904Domestic privateNAIC / state DOIsPartial—
Massachusetts Mutual Life Insurance Company
NAIC 65935; TDI licence 52250; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 1951/07/06
LLifeNAIC group 0435Mutual / cooperativeNAIC / state DOIsPartial—
MONARCH LIFE INSURANCE COMPANY
NAIC 66265; TDI licence 56050; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1944/03/22
LLifeNAIC group 0440Domestic privateNAIC / state DOIsPartial—
New England Life Insurance Company
NAIC 91626; TDI licence 93792; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/01/13
LLifeNAIC group 4932Domestic privateNAIC / state DOIsPartial—
PAUL REVERE LIFE INSURANCE COMPANY, THE
NAIC 67598; TDI licence 65050; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1930/11/08
LLifeNAIC group 0565Domestic privateNAIC / state DOIsPartial78 Confidence: Low
Savings Bank Mutual Life Insurance Company of Massachusetts, The
NAIC 70435; TDI licence 96229; domicile MA (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 2007/12/17
LLifeNAIC group 4553Mutual / cooperativeNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.