United States · Insurance market

Minnesota

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Minnesota
Status
State
Capital
Saint Paul
Admitted to the Union
1858
Nickname
North Star State
Motto
L'Étoile du Nord

Insurance regulator

Minnesota Department of Commerce

Chief insurance official
Commissioner · appointed
Official website
mn.gov
Visit the regulator’s website
Saint Paul, Minnesota — Minnesota
Saint Paul, Minnesota
Photo creditMcGhiever · CC BY-SA 3.0 · Displayed with a responsive crop.
Minnesota State Capitol — Minnesota
Minnesota State Capitol
Photo creditMyotus · CC BY 4.0 · Displayed with a responsive crop.
Duluth, Minnesota — Minnesota
Duluth, Minnesota
Photo creditTony Webster from San Francisco, California · CC BY-SA 2.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Minnesota insurance market

Minnesota has its own insurance supervisory authority, the Minnesota Department of Commerce. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Saint Paul is the capital. A US state since 1858, Minnesota is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Minnesota domicile records, General (Non-life) is the largest recorded class, with 12 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
20
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Minnesota.

Minnesota
Minnesota · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Minnesota Department of Commerce

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Minnesota Department of Commerce

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Minnesota. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“In 2025, Minnesotans will continue to have at least two insurance carriers offering individual market plans in every county…”

Minnesota Department of Commerce · 2025 individual and small-group rates announcement ↗

AI-generated editorial illustration

NAIC research for Minnesota

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Minnesota.

Minnesota: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 18.
  • National rank for health premium: 16.
  • The NAIC counted 1,577 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Minnesota NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Minnesota

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Sons of Norway
NAIC 57142; TDI licence 93750; domicile MN (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1981/11/13
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
American Compensation Insurance Company
NAIC 45934; TDI licence 95412; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1999/11/15
GGeneral (Non-life)NAIC group 0111Domestic privateNAIC / state DOIsPartial—
Bloomington Compensation Insurance Company
NAIC 12311; TDI licence 96553; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2011/11/21
GGeneral (Non-life)NAIC group 0111Domestic privateNAIC / state DOIsPartial—
Federated Mutual Insurance Company
NAIC 13935; TDI licence 29005; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1918/01/01
GGeneral (Non-life)NAIC group 0007Mutual / cooperativeNAIC / state DOIsPartial54 Confidence: Low
Federated Reserve Insurance Company
NAIC 16024; TDI licence 13765590; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/05/30
GGeneral (Non-life)NAIC group 0007Domestic privateNAIC / state DOIsPartial—
Federated Service Insurance Company
NAIC 28304; TDI licence 5824; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1987/02/11
GGeneral (Non-life)NAIC group 0007Domestic privateNAIC / state DOIsPartial95 Confidence: Low
Granite Re, Inc.
NAIC 26310; TDI licence 96367; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2009/04/24
GGeneral (Non-life)NAIC group 0007Domestic privateNAIC / state DOIsPartial—
Minnesota Lawyers Mutual Insurance Company
NAIC 42234; TDI licence 95543; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 2000/09/28
GGeneral (Non-life)NAIC group 4910Mutual / cooperativeNAIC / state DOIsPartial—
NAU Country Insurance Company
NAIC 25240; TDI licence 79000; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1952/03/18
GGeneral (Non-life)NAIC group 0796Domestic privateNAIC / state DOIsPartial—
Rural Community Insurance Company
NAIC 39039; TDI licence 6013; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/10/15
GGeneral (Non-life)NAIC group 0212Domestic privateNAIC / state DOIsPartial—
SECURIAN CASUALTY COMPANY
NAIC 10054; TDI licence 94414; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1994/11/28
GGeneral (Non-life)NAIC group 0869Domestic privateNAIC / state DOIsPartial—
SFM Mutual Insurance Company
NAIC 11347; TDI licence 96176; domicile MN (foreign to Texas); type: Casualty; structure: Mutual; licensed 2018/09/28
GGeneral (Non-life)NAIC group 4279Mutual / cooperativeNAIC / state DOIsPartial91 Confidence: Low
Western National Mutual Insurance Company
NAIC 15377; TDI licence 96494; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 2011/09/19
GGeneral (Non-life)NAIC group 0309Mutual / cooperativeNAIC / state DOIsPartial87 Confidence: Low
Allianz Life Insurance Company of North America
NAIC 90611; TDI licence 93629; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/12/29
LLifeNAIC group 0761Domestic privateNAIC / state DOIsPartial95 Confidence: Low
Federated Life Insurance Company
NAIC 63258; TDI licence 93821; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/03/05
LLifeNAIC group 0007Domestic privateNAIC / state DOIsPartial—
MINNESOTA LIFE INSURANCE COMPANY
NAIC 66168; TDI licence 55650; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1920/05/22
LLifeNAIC group 0869Domestic privateNAIC / state DOIsPartial—
Reliastar Life Insurance Company
NAIC 67105; TDI licence 62150; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1913/01/01
LLifeNAIC group 4832Domestic privateNAIC / state DOIsPartial—
RIVERSOURCE LIFE INSURANCE COMPANY
NAIC 65005; TDI licence 42125; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1958/11/20
LLifeNAIC group 0004Domestic privateNAIC / state DOIsPartial—
Securian Life Insurance Company
NAIC 93742; TDI licence 6194; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1983/05/26
LLifeNAIC group 0869Domestic privateNAIC / state DOIsPartial—
Wilton Reassurance Company
NAIC 66133; TDI licence 55500; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1956/08/23
LLifeNAIC group 4213Domestic privateNAIC / state DOIsPartial88 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.