United States · Insurance market

Missouri

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Missouri
Status
State
Capital
Jefferson City
Admitted to the Union
1821
Nickname
Show-Me State
Motto
Salus populi suprema lex esto

Insurance regulator

Missouri Department of Commerce and Insurance

Chief insurance official
Director · appointed
Official website
dci.mo.gov
Visit the regulator’s website
Missouri State Penitentiary — Missouri
Missouri State Penitentiary
Photo creditCosmiCataclysm · CC BY-SA 3.0 · Displayed with a responsive crop.
Missouri State Capitol — Missouri
Missouri State Capitol
Photo creditRebelAt of English Wikipedia · CC BY-SA 3.0 · Displayed with a responsive crop.
Gateway Arch — Missouri
Gateway Arch
Photo creditSt_Louis_night_expblend.jpg: Daniel Schwen derivative work: ←fetchcomms · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Missouri insurance market

Missouri has its own insurance supervisory authority, the Missouri Department of Commerce and Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Jefferson City is the capital. A US state since 1821, Missouri is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Missouri domicile records, General (Non-life) is the largest recorded class, with 26 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
45
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Missouri.

Missouri
Missouri · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Missouri Department of Commerce and Insurance

Explore the director's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Director

Missouri Department of Commerce and Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Missouri. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The Statistics Section collects information, maintains databases, and publishes reports on the insurance markets in Missouri.”

Missouri Department of Insurance · Insurance Public Reports ↗

AI-generated editorial illustration

NAIC research for Missouri

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Missouri.

Missouri: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for property/casualty (P/C) premium: 19.
  • National rank for earthquake premium: 5 (2.90% of the US market).
  • The NAIC counted 1,786 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Missouri NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Missouri

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Travelers Protective Association of America, The
NAIC 56006; TDI licence 83900; domicile MO (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1890/06/01
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
American Automobile Insurance Company
NAIC 21849; TDI licence 1650; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1912/01/01
GGeneral (Non-life)NAIC group 0761Domestic privateNAIC / state DOIsPartial98 Confidence: Low
American Sentinel Insurance Company
NAIC 17965; TDI licence 95569; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2001/01/22
GGeneral (Non-life)NAIC group 5109Domestic privateNAIC / state DOIsPartial—
Arch Indemnity Insurance Company
NAIC 30830; TDI licence 13766328; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2021/07/30
GGeneral (Non-life)NAIC group 1279Domestic privateNAIC / state DOIsPartial—
Arch Insurance Company
NAIC 11150; TDI licence 93922; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/11/03
GGeneral (Non-life)NAIC group 1279Domestic privateNAIC / state DOIsPartial90 Confidence: Low
Arch Property Casualty Insurance Company
NAIC 10946; TDI licence 13766269; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2021/02/26
GGeneral (Non-life)NAIC group 1279Domestic privateNAIC / state DOIsPartial—
Arch Wilsure Insurance Company
NAIC 25585; TDI licence 96275; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/12/06
GGeneral (Non-life)NAIC group 1279Domestic privateNAIC / state DOIsPartial—
Bar Plan Mutual Insurance Company, The
NAIC 29513; TDI licence 95817; domicile MO (foreign to Texas); type: Casualty; structure: Mutual; licensed 2003/08/08
GGeneral (Non-life)NAIC group 1228Mutual / cooperativeNAIC / state DOIsPartial—
CASUALTY RECIPROCAL EXCHANGE
NAIC 21237; TDI licence 13800; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1931/01/01; Texas-specific licence class
GGeneral (Non-life)NAIC group 0056Mutual / cooperativeNAIC / state DOIsPartial—
CATERPILLAR INSURANCE COMPANY
NAIC 11255; TDI licence 95754; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2002/11/26
GGeneral (Non-life)NAIC group 3569Domestic privateNAIC / state DOIsPartial—
Columbia Mutual Insurance Company
NAIC 40371; TDI licence 5613; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1991/08/21
GGeneral (Non-life)NAIC group 0807Mutual / cooperativeNAIC / state DOIsPartial—
EQUITY MUTUAL INSURANCE COMPANY
NAIC 21245; TDI licence 26320; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1965/10/28
GGeneral (Non-life)NAIC group 0056Mutual / cooperativeNAIC / state DOIsPartial—
Essentia Insurance Company
NAIC 37915; TDI licence 6075; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/04/09
GGeneral (Non-life)NAIC group 0785Domestic privateNAIC / state DOIsPartial—
Fidelity Security Assurance Company
NAIC 17136; TDI licence 13766758; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2024/02/29
GGeneral (Non-life)NAIC group 0451Domestic privateNAIC / state DOIsPartial—
Haulers Insurance Company, Inc.
NAIC 31550; TDI licence 96022; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2005/07/11
GGeneral (Non-life)NAIC group 0123Domestic privateNAIC / state DOIsPartial—
LUMBERMEN'S UNDERWRITING ALLIANCE
NAIC 23108; TDI licence 49700; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1917/01/06; Texas-specific licence class
GGeneral (Non-life)No NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
NATIONAL FIRE AND INDEMNITY EXCHANGE
NAIC 15679; TDI licence 94487; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1995/06/09; Texas-specific licence class
GGeneral (Non-life)No NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
Protective Property & Casualty Insurance Company
NAIC 35769; TDI licence 93557; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/07/29
GGeneral (Non-life)NAIC group 0458Domestic privateNAIC / state DOIsPartial—
Safety First Insurance Company
NAIC 11123; TDI licence 95632; domicile MO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2001/09/18
GGeneral (Non-life)NAIC group 3098Domestic privateNAIC / state DOIsPartial—
Safety National Casualty Corporation
NAIC 15105; TDI licence 5336; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1989/10/19
GGeneral (Non-life)NAIC group 3098Domestic privateNAIC / state DOIsPartial—
SHELTER MUTUAL INSURANCE COMPANY
NAIC 23388; TDI licence 49990; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1961/09/26
GGeneral (Non-life)NAIC group 0123Mutual / cooperativeNAIC / state DOIsPartial—
Swiss Re Corporate Solutions America Insurance Corporation
NAIC 29874; TDI licence 5988; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/12/21
GGeneral (Non-life)NAIC group 0181Domestic privateNAIC / state DOIsPartial79 Confidence: Low
Swiss Re Corporate Solutions Elite Insurance Corporation
NAIC 29700; TDI licence 5661; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1992/01/23
GGeneral (Non-life)NAIC group 0181Domestic privateNAIC / state DOIsPartial—
Swiss Re Corporate Solutions Premier Insurance Corporation
NAIC 32778; TDI licence 93588; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/10/17
GGeneral (Non-life)NAIC group 0181Domestic privateNAIC / state DOIsPartial—
United Casualty Insurance Company of America
NAIC 11142; TDI licence 93825; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/03/11
GGeneral (Non-life)NAIC group 0215Domestic privateNAIC / state DOIsPartial—
Westport Insurance Corporation
NAIC 39845; TDI licence 93730; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/10/01
GGeneral (Non-life)NAIC group 0181Domestic privateNAIC / state DOIsPartial83 Confidence: Low
ZPIC Insurance Company
NAIC 17044; TDI licence 13766565; domicile MO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2022/10/27
GGeneral (Non-life)NAIC group 5008Domestic privateNAIC / state DOIsPartial—
Aria Care Insurance Inc
NAIC 17609; TDI licence 13766840; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2024/12/09
HHealth / MedicalNAIC group 4744Domestic privateNAIC / state DOIsPartial—
Essence Healthcare, Inc.
NAIC 11699; TDI licence 13765538; domicile MO (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2017/02/14; Health plan licensed under a separate statute, not on a general insurance licence
HHealth / MedicalNAIC group 4597Domestic privateNAIC / state DOIsPartial—
AMERICAN FINANCIAL SECURITY LIFE INSURANCE COMPANY
NAIC 69337; TDI licence 80490; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1962/08/22
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial97 Confidence: Medium
Aurora National Life Assurance Company
NAIC 61182; TDI licence 93610; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/12/08
LLifeNAIC group 4639Domestic privateNAIC / state DOIsPartial85 Confidence: Medium
CATERPILLAR LIFE INSURANCE COMPANY
NAIC 11997; TDI licence 95952; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2004/11/19
LLifeNAIC group 3569Domestic privateNAIC / state DOIsPartial50 Confidence: Low
Coventry Health and Life Insurance Company
NAIC 81973; TDI licence 4880; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/06/21
LLifeNAIC group 0001Domestic privateNAIC / state DOIsPartial97 Confidence: Low
FIDELITY SECURITY LIFE INSURANCE COMPANY
NAIC 71870; TDI licence 29475; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1975/05/23
LLifeNAIC group 0451Domestic privateNAIC / state DOIsPartial71 Confidence: Low
Ibexis Life & Annuity Insurance Company
NAIC 69272; TDI licence 5827; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1987/01/16
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial62 Confidence: Low
Kansas City Life Insurance CompanyNasdaq: KCLI
NAIC 65129; TDI licence 45350; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1905/01/01
LLifeNAIC group 0588Domestic privateNAIC / state DOIsPartial—
LEWER LIFE INSURANCE COMPANY
NAIC 71595; TDI licence 94197; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1993/07/26
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial79 Confidence: Low
National States Insurance Company
NAIC 60593; TDI licence 5805; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1987/06/24
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial74 Confidence: Low
OLD AMERICAN INSURANCE COMPANY
NAIC 67199; TDI licence 63120; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/07/10
LLifeNAIC group 0588Domestic privateNAIC / state DOIsPartial48 Confidence: Low
Ozark National Life Insurance Company
NAIC 67393; TDI licence 64020; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1971/09/13
LLifeNAIC group 0449Domestic privateNAIC / state DOIsPartial82 Confidence: Low
Reliable Life Insurance Company, The
NAIC 68357; TDI licence 69900; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1922/01/01
LLifeNAIC group 0215Domestic privateNAIC / state DOIsPartial—
RGA Life and Annuity Insurance Company
NAIC 89004; TDI licence 13766652; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/03/31
LLifeNAIC group 4639Domestic privateNAIC / state DOIsPartial—
RGA Reinsurance Company
NAIC 93572; TDI licence 93846; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/04/19
LLifeNAIC group 4639Domestic privateNAIC / state DOIsPartial76 Confidence: Low
SUPERIOR HEALTHPLAN NETWORK
NAIC 71013; TDI licence 94786; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1997/10/03
LLifeNAIC group 1295Domestic privateNAIC / state DOIsPartial—
Swiss Re Life & Health America Inc.
NAIC 82627; TDI licence 32700; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/09/27
LLifeNAIC group 0181Domestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.