United States · Insurance market

New Jersey

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of New Jersey
Status
State
Capital
Trenton
Admitted to the Union
1787
Nickname
Garden State
Motto
Liberty and Prosperity

Insurance regulator

New Jersey Department of Banking and Insurance

Chief insurance official
Commissioner · appointed
Official website
nj.gov
Visit the regulator’s website
Trenton, New Jersey — New Jersey
Trenton, New Jersey
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
New Jersey State House — New Jersey
New Jersey State House
Photo creditajay_suresh · CC BY 4.0 · Displayed with a responsive crop.
Atlantic City, New Jersey — New Jersey
Atlantic City, New Jersey
Photo creditBruce Emmerling · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The New Jersey insurance market

New Jersey has its own insurance supervisory authority, the New Jersey Department of Banking and Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Trenton is the capital. A US state since 1787, New Jersey is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's New Jersey domicile records, General (Non-life) is the largest recorded class, with 14 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
18
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in New Jersey.

New Jersey
New Jersey · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

New Jersey Department of Banking and Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

New Jersey Department of Banking and Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in New Jersey. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“…collect data covering more than 90% of New Jersey’s homeowners insurance market by premium volume in 2024.”

New Jersey Department of Environmental Protection · Interagency Council on Climate Resilience: Banking and Insurance ↗

AI-generated editorial illustration

NAIC research for New Jersey

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in New Jersey.

New Jersey: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium written: 9.
  • National rank for property/casualty (P/C) premium: 8.
  • In-state direct written premiums grew 62% between 2015 and 2024.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the New Jersey NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in New Jersey

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Allegheny Casualty Company
NAIC 13285; TDI licence 1110; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1976/12/28
GGeneral (Non-life)NAIC group 0225Domestic privateNAIC / state DOIsPartial—
American European Insurance Company
NAIC 23337; TDI licence 13766475; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: n/a; licensed 2022/05/31
GGeneral (Non-life)NAIC group 0383Domestic privateNAIC / state DOIsPartial—
American Millennium Insurance Company
NAIC 26140; TDI licence 96256; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2014/11/17
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial82 Confidence: Low
American Property Insurance Company
NAIC 21806; TDI licence 93734; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/10/01
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
AtHome Insurance Company
NAIC 23833; TDI licence 95360; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1999/05/19
GGeneral (Non-life)NAIC group 1227Domestic privateNAIC / state DOIsPartial—
Bondex Insurance Company
NAIC 12965; TDI licence 13766835; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2024/11/25
GGeneral (Non-life)NAIC group 1302Domestic privateNAIC / state DOIsPartial—
CRUM AND FORSTER INSURANCE COMPANY
NAIC 42471; TDI licence 13766543; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2022/09/27
GGeneral (Non-life)NAIC group 0158Domestic privateNAIC / state DOIsPartial82 Confidence: Low
First Founders Assurance Company
NAIC 12150; TDI licence 13767001; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2025/10/14
GGeneral (Non-life)NAIC group 4969Domestic privateNAIC / state DOIsPartial56 Confidence: Low
First Indemnity of America Insurance Company
NAIC 38326; TDI licence 93942; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1992/09/29
GGeneral (Non-life)NAIC group 4977Domestic privateNAIC / state DOIsPartial—
Global Aerospace UnderwritersState-owned
NAIC ; TDI licence 13764852; domicile NJ (foreign to Texas); type: Joint Underwriting Assoc; structure: n/a; licensed 2014/04/25
GGeneral (Non-life)No NAIC group code providedState-owned / parastatalNAIC / state DOIsPartial—
International Fidelity Insurance Company
NAIC 11592; TDI licence 43750; domicile NJ (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1970/06/05
GGeneral (Non-life)NAIC group 0225Domestic privateNAIC / state DOIsPartial85 Confidence: Low
MAPFRE Insurance Company
NAIC 23876; TDI licence 93689; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/07/01
GGeneral (Non-life)NAIC group 0411Domestic privateNAIC / state DOIsPartial89 Confidence: Medium
NORTH RIVER INSURANCE COMPANY, THE
NAIC 21105; TDI licence 61455; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1972/10/02
GGeneral (Non-life)NAIC group 0158Domestic privateNAIC / state DOIsPartial69 Confidence: Low
SELECTIVE INSURANCE COMPANY OF AMERICA
NAIC 12572; TDI licence 6117; domicile NJ (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/02/16
GGeneral (Non-life)NAIC group 0242Domestic privateNAIC / state DOIsPartial—
Clover HMO of New Jersey Inc.
NAIC 16347; TDI licence 13765736; domicile NJ (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2018/04/25; Health plan licensed under a separate statute, not on a general insurance licence
HHealth / MedicalNAIC group 4918Domestic privateNAIC / state DOIsPartial—
Clover Insurance Company
NAIC 86371; TDI licence 93564; domicile NJ (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/08/22
LLifeNAIC group 4918Domestic privateNAIC / state DOIsPartial—
Immigrant Life Insurance Company of America
NAIC 17643; TDI licence 13766903; domicile NJ (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2025/06/04
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial81 Confidence: Low
Prudential Insurance Company of America, The
NAIC 68241; TDI licence 68800; domicile NJ (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1928/05/31
LLifeNAIC group 0304Domestic privateNAIC / state DOIsPartial97 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.