United States · Insurance market
Explore the people, places and insurance market.
North Carolina Department of Insurance
United States · Insurance market profile
North Carolina has its own insurance supervisory authority, the North Carolina Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Raleigh is the capital. A US state since 1789, North Carolina is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's North Carolina domicile records, General (Non-life) is the largest recorded class, with 8 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in North Carolina.
Elected office
North Carolina Department of Insurance
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in North Carolina. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“To promote a stable insurance market through unbiased regulation…”
North Carolina Department of Insurance · Mission and Values ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in North Carolina.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the North Carolina NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Amherst National Insurance Company NAIC 16379; TDI licence 13767078; domicile NC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2026/03/03 | GGeneral (Non-life) | NAIC group 5108 | Domestic private | NAIC / state DOIs | Partial | 72 Confidence: Low |
| Builders Alliance Insurance Company NAIC 11258; TDI licence 32970; domicile NC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1976/11/15 | GGeneral (Non-life) | NAIC group 4507 | Domestic private | NAIC / state DOIs | Partial | — |
| Enact Financial Assurance Corporation NAIC 37095; TDI licence 94178; domicile NC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1993/06/15 | GGeneral (Non-life) | NAIC group 4011 | Domestic private | NAIC / state DOIs | Partial | — |
| Medical Mutual Insurance Company of North Carolina NAIC 32522; TDI licence 13765014; domicile NC (foreign to Texas); type: Casualty; structure: Mutual; licensed 2015/06/24 | GGeneral (Non-life) | NAIC group 0184 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Occidental Fire & Casualty Company of North Carolina NAIC 23248; TDI licence 62540; domicile NC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1962/08/10 | GGeneral (Non-life) | NAIC group 0225 | Domestic private | NAIC / state DOIs | Partial | 91 Confidence: Low |
| Poseidon Commercial Insurance Company NAIC 16659; TDI licence 96132; domicile NC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2006/09/15 | GGeneral (Non-life) | NAIC group 4988 | Domestic private | NAIC / state DOIs | Partial | 56 Confidence: Low |
| Prescient National Insurance Company NAIC 12773; TDI licence 13765932; domicile NC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2019/03/21 | GGeneral (Non-life) | NAIC group 5090 | Domestic private | NAIC / state DOIs | Partial | — |
| UNITED GUARANTY RESIDENTIAL INSURANCE COMPANY OF NORTH CAROLINA NAIC 16667; TDI licence 93695; domicile NC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1981/07/15 | GGeneral (Non-life) | NAIC group 1279 | Domestic private | NAIC / state DOIs | Partial | — |
| Colorado Bankers Life Insurance Company NAIC 84786; TDI licence 93450; domicile NC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1979/05/30 | LLife | NAIC group 4827 | Domestic private | NAIC / state DOIs | Partial | — |
| North Carolina Mutual Life Insurance Company NAIC 67032; TDI licence 93720; domicile NC (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 1981/09/14 | LLife | No NAIC group code provided | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| Southland National Insurance Corporation NAIC 79057; TDI licence 95312; domicile NC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1998/11/19 | LLife | NAIC group 4827 | Domestic private | NAIC / state DOIs | Partial | 89 Confidence: Medium |
| Western Bankers Life Insurance Company NAIC 81043; TDI licence 94454; domicile NC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1995/02/24 | LLife | NAIC group 4827 | Domestic private | NAIC / state DOIs | Partial | — |
| Anza Mortgage Insurance Corporation NAIC 10287; TDI licence 94651; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1996/08/26 | XSpecialty / Credit / Captive | NAIC group 5105 | Domestic private | NAIC / state DOIs | Partial | 62 Confidence: Low |
| Enact Mortgage Insurance Corporation NAIC 38458; TDI licence 93655; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1981/03/26 | XSpecialty / Credit / Captive | NAIC group 4011 | Domestic private | NAIC / state DOIs | Partial | — |
| Enact Mortgage Insurance Corporation of North Carolina NAIC 16675; TDI licence 4190; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1971/05/13 | XSpecialty / Credit / Captive | NAIC group 4011 | Domestic private | NAIC / state DOIs | Partial | — |
| Poseidon Structured Mortgage Insurance Company NAIC 13694; TDI licence 13765149; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 2016/02/01 | XSpecialty / Credit / Captive | NAIC group 4988 | Domestic private | NAIC / state DOIs | Partial | — |
| United Guaranty Residential Insurance Company NAIC 15873; TDI licence 93495; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1979/12/19 | XSpecialty / Credit / Captive | NAIC group 1279 | Domestic private | NAIC / state DOIs | Partial | — |
| INVESTORS TITLE INSURANCE COMPANY NAIC 50369; TDI licence 4915; domicile NC (foreign to Texas); type: Title; structure: Stockholder; licensed 1987/12/10 | XSpecialty / Credit / Captive | NAIC group 0627 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.