United States · Insurance market

Puerto Rico

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Puerto Rico
Status
Territory
Capital
San Juan
Nickname
Isla del Encanto
Motto
Joannes Est Nomen Eius

Insurance regulator

Office of the Commissioner of Insurance of Puerto Rico

Chief insurance official
Commissioner of Insurance · appointed
Official website
ocs.pr.gov
Visit the regulator’s website
San Juan, Puerto Rico — Puerto Rico
San Juan, Puerto Rico
Photo creditFarragutful · CC BY-SA 3.0 · Displayed with a responsive crop.
Capitol of Puerto Rico — Puerto Rico
Capitol of Puerto Rico
Photo creditBrad Clinesmith from Wilkes-Barre, PA, USA · CC BY-SA 2.0 · Displayed with a responsive crop.
El Yunque National Forest — Puerto Rico
El Yunque National Forest
Photo creditStan Shebs · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Puerto Rico insurance market

Puerto Rico has its own insurance supervisory authority, the Office of the Commissioner of Insurance of Puerto Rico. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

San Juan is the capital. The Puerto Rico jurisdiction is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Domiciled entities listed
0
Recorded business classes
0
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Puerto Rico.

Puerto Rico
Puerto Rico · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Office of the Commissioner of Insurance of Puerto Rico

Explore the commissioner of insurance's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner of Insurance

Office of the Commissioner of Insurance of Puerto Rico

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Puerto Rico. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“La mejor protección comienza antes de que exista una amenaza.”

Oficina del Comisionado de Seguros de Puerto Rico · En temporada de huracanes: asegúrese de estar protegido ↗

AI-generated editorial illustration

NAIC research for Puerto Rico

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Puerto Rico.

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Puerto Rico

No insurer in this directory records Puerto Rico as its domicile.

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.