United States · Insurance market

Tennessee

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Tennessee
Status
State
Capital
Nashville
Admitted to the Union
1796
Nickname
Volunteer State
Motto
Agriculture and Commerce

Insurance regulator

Tennessee Department of Commerce and Insurance

Chief insurance official
Commissioner · appointed
Official website
tn.gov
Visit the regulator’s website
Nashville, Tennessee — Tennessee
Nashville, Tennessee
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Tennessee State Capitol — Tennessee
Tennessee State Capitol
Photo creditw_lemay · CC BY-SA 2.0 · Displayed with a responsive crop.
Great Smoky Mountains National Park — Tennessee
Great Smoky Mountains National Park
Photo creditAppalachianCentrist · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Tennessee insurance market

Tennessee has its own insurance supervisory authority, the Tennessee Department of Commerce and Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Nashville is the capital. A US state since 1796, Tennessee is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Tennessee domicile records, General (Non-life) is the largest recorded class, with 9 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
20
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Tennessee.

Tennessee
Tennessee · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Tennessee Department of Commerce and Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Tennessee Department of Commerce and Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Tennessee. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Premiums rose in 2025 to $4.2 billion compared to $2.9 billion in 2024.”

Tennessee Department of Commerce and Insurance · 2025 Marks Sixth Consecutive Year of Captive Insurance Growth (March 2026) ↗

AI-generated editorial illustration

NAIC research for Tennessee

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Tennessee.

Tennessee: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for health premium: 15.
  • National rank for property/casualty (P/C) premium: 17.
  • In-state direct written premiums grew 76% between 2015 and 2024.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Tennessee NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Insurers domiciled in Tennessee

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
UNITED STATES LETTER CARRIERS MUTUAL BENEFIT ASSOCIATION
NAIC 56456; TDI licence 5835; domicile TN (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1986/12/19
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
General Automobile Insurance Company, Inc., The
NAIC 13703; TDI licence 96454; domicile TN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2010/11/30
GGeneral (Non-life)NAIC group 0169Domestic privateNAIC / state DOIsPartial98 Confidence: Low
Mendakota Insurance Company
NAIC 22454; TDI licence 95873; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2004/02/19
GGeneral (Non-life)NAIC group 5113Domestic privateNAIC / state DOIsPartial—
Mendota Insurance Company
NAIC 33650; TDI licence 95482; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2000/05/22
GGeneral (Non-life)NAIC group 5113Domestic privateNAIC / state DOIsPartial76 Confidence: Low
MidSouth Insurance Company
NAIC 12839; TDI licence 13766236; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/12/29
GGeneral (Non-life)NAIC group 5082Domestic privateNAIC / state DOIsPartial—
Oakwood Insurance Company
NAIC 31208; TDI licence 59066; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1975/04/14
GGeneral (Non-life)NAIC group 5001Domestic privateNAIC / state DOIsPartial—
Permanent General Assurance Corporation
NAIC 37648; TDI licence 93882; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/06/22
GGeneral (Non-life)NAIC group 0169Domestic privateNAIC / state DOIsPartial—
Permanent General Assurance Corporation of Ohio
NAIC 22906; TDI licence 96096; domicile TN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2006/04/26
GGeneral (Non-life)NAIC group 0169Domestic privateNAIC / state DOIsPartial—
PLATEAU CASUALTY INSURANCE COMPANY
NAIC 10817; TDI licence 96521; domicile TN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2012/01/09
GGeneral (Non-life)NAIC group 0629Domestic privateNAIC / state DOIsPartial—
State Volunteer Mutual Insurance Company
NAIC 33049; TDI licence 13765812; domicile TN (foreign to Texas); type: Casualty; structure: Mutual; licensed 2018/09/28
GGeneral (Non-life)No NAIC group code providedMutual / cooperativeNAIC / state DOIsPartial—
Cariten Health Plan Inc.
NAIC 95754; TDI licence 13765733; domicile TN (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2018/04/16; Health plan licensed under a separate statute, not on a general insurance licence
HHealth / MedicalNAIC group 0119Domestic privateNAIC / state DOIsPartial88 Confidence: Medium
Shared Health Insurance Company
NAIC 17641; TDI licence 13766774; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2024/04/04
HHealth / MedicalNAIC group 3498Domestic privateNAIC / state DOIsPartial—
Silverscript Insurance Company
NAIC 12575; TDI licence 96133; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2006/09/28
HHealth / MedicalNAIC group 0001Domestic privateNAIC / state DOIsPartial—
American Continental Insurance Company
NAIC 12321; TDI licence 96191; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2007/05/18
LLifeNAIC group 0001Domestic privateNAIC / state DOIsPartial85 Confidence: Low
Continental Life Insurance Company of Brentwood, Tennessee
NAIC 68500; TDI licence 5206; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/05/12
LLifeNAIC group 0001Domestic privateNAIC / state DOIsPartial—
FARMERS LIFE INSURANCE COMPANY
NAIC 60230; TDI licence 13766399; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2022/01/20
LLifeNAIC group 5055Domestic privateNAIC / state DOIsPartial95 Confidence: Low
Mountain Life Insurance Company
NAIC 80020; TDI licence 95160; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1998/06/30
LLifeNAIC group 5083Domestic privateNAIC / state DOIsPartial—
Plateau Insurance Company
NAIC 97152; TDI licence 96522; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2012/01/09
LLifeNAIC group 0629Domestic privateNAIC / state DOIsPartial77 Confidence: Low
Primerica Life Insurance Company
NAIC 65919; TDI licence 52200; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1952/07/28
LLifeNAIC group 4750Domestic privateNAIC / state DOIsPartial—
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
NAIC 68195; TDI licence 68655; domicile TN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1915/08/06
LLifeNAIC group 0565Domestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.