United States · Insurance market
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Division of Banking, Insurance and Financial Regulation (Office of the Lieutenant Governor)
United States · Insurance market profile
U.S. Virgin Islands has its own insurance supervisory authority, the Division of Banking, Insurance and Financial Regulation (Office of the Lieutenant Governor). This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Charlotte Amalie is the capital. The U.S. Virgin Islands jurisdiction is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Partial directory coverage. These counts are not the total number of insurers licensed in U.S. Virgin Islands.
Insurance supervision
Elected office
Division of Banking, Insurance and Financial Regulation (Office of the Lieutenant Governor)
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in U.S. Virgin Islands. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
“Also situated within the Office of the Lieutenant Governor is the Captive Insurance Program and the International Financial Services Entities Program.”
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in U.S. Virgin Islands.
NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
No insurer in this directory records U.S. Virgin Islands as its domicile.
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.