United States · Insurance market
Explore the people, places and insurance market.
Kentucky Department of Insurance
United States · Insurance market profile
Kentucky has its own insurance supervisory authority, the Kentucky Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Frankfort is the capital. A US state since 1792, Kentucky is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Kentucky domicile records, Health / Medical is the largest recorded class, with 4 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Kentucky.
Appointed office
Kentucky Department of Insurance
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Kentucky. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
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“…an alternative market for specialty and hard-to-place risks when coverage is not available from admitted insurance carriers.”
Kentucky Department of Insurance · Property & Casualty Division ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Kentucky.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Kentucky NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Hornbeam Insurance Company NAIC 11245; TDI licence 13766128; domicile KY (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/04/30 | GGeneral (Non-life) | NAIC group 4956 | Domestic private | NAIC / state DOIs | Partial | 66 Confidence: Low |
| Arcadian Health Plan, Inc. NAIC 12151; TDI licence 95962; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2005/02/01; Health plan licensed under a separate statute, not on a general insurance licence | HHealth / Medical | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | 57 Confidence: Low |
| CHA HMO, Inc. NAIC 95158; TDI licence 13765707; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2018/03/07; Health plan licensed under a separate statute, not on a general insurance licence | HHealth / Medical | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | — |
| Humana Health Plan, Inc. NAIC 95885; TDI licence 13764865; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2014/05/28; Health plan licensed under a separate statute, not on a general insurance licence | HHealth / Medical | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | — |
| Humana Insurance Company of Kentucky NAIC 60219; TDI licence 13765715; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2018/03/22 | HHealth / Medical | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | — |
| Citizens Security Life Insurance Company NAIC 61921; TDI licence 94875; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1998/04/21 | LLife | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 80 Confidence: Low |
| Humana Insurance Company NAIC 73288; TDI licence 93526; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/05/02 | LLife | NAIC group 0119 | Domestic private | NAIC / state DOIs | Partial | — |
| Investors Heritage Life Insurance Company NAIC 64904; TDI licence 64550; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1983/01/27 | LLife | NAIC group 5016 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.