United States · Insurance market
Explore the people, places and insurance market.
Louisiana Department of Insurance
United States · Insurance market profile
Louisiana has its own insurance supervisory authority, the Louisiana Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Baton Rouge is the capital. A US state since 1812, Louisiana is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Louisiana domicile records, General (Non-life) is the largest recorded class, with 9 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Louisiana.
Elected office
Louisiana Department of Insurance
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Louisiana. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
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“Homeowners insurance rates continued to rise in 2025, but at a significantly slower pace than in prior years.”
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Louisiana.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Louisiana NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Access Home Insurance Company NAIC 14134; TDI licence 13765900; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2019/01/30 | GGeneral (Non-life) | NAIC group 3456 | Domestic private | NAIC / state DOIs | Partial | — |
| Cajun Underwriters Reciprocal Exchange NAIC 17321; TDI licence 13767129; domicile LA (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2026/07/29; Texas-specific licence class | GGeneral (Non-life) | NAIC group 5028 | Mutual / cooperative | NAIC / state DOIs | Partial | — |
| GoAuto Insurance Company NAIC 10685; TDI licence 13765918; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2019/02/28 | GGeneral (Non-life) | NAIC group 5104 | Domestic private | NAIC / state DOIs | Partial | — |
| Gray Insurance Company, The NAIC 36307; TDI licence 93774; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/12/16 | GGeneral (Non-life) | NAIC group 1208 | Domestic private | NAIC / state DOIs | Partial | — |
| LUBA Casualty Insurance Company NAIC 12472; TDI licence 13764694; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/03/29 | GGeneral (Non-life) | NAIC group 4873 | Domestic private | NAIC / state DOIs | Partial | — |
| LUBA Indemnity Insurance Company NAIC 16001; TDI licence 13765535; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2017/02/09 | GGeneral (Non-life) | NAIC group 4873 | Domestic private | NAIC / state DOIs | Partial | — |
| Palomar Casualty and Surety Company NAIC 10671; TDI licence 95765; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2003/01/07 | GGeneral (Non-life) | NAIC group 4977 | Domestic private | NAIC / state DOIs | Partial | — |
| RETAILERS CASUALTY INSURANCE COMPANY NAIC 10718; TDI licence 96455; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2010/09/10 | GGeneral (Non-life) | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | — |
| Union National Fire Insurance Company NAIC 12998; TDI licence 85325; domicile LA (foreign to Texas); type: Fire; structure: Stockholder; licensed 1972/07/07 | GGeneral (Non-life) | NAIC group 0215 | Domestic private | NAIC / state DOIs | Partial | — |
| First Guaranty Insurance Company NAIC 84034; TDI licence 96134; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2006/09/26 | LLife | NAIC group 0454 | Domestic private | NAIC / state DOIs | Partial | 69 Confidence: Low |
| Kilpatrick Life Insurance Company NAIC 74918; TDI licence 93879; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/06/21 | LLife | NAIC group 0454 | Domestic private | NAIC / state DOIs | Partial | — |
| PAN-AMERICAN ASSURANCE COMPANY NAIC 93459; TDI licence 93760; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1981/11/25 | LLife | NAIC group 0525 | Domestic private | NAIC / state DOIs | Partial | — |
| Pan-American Life Insurance Company NAIC 67539; TDI licence 64650; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1912/01/01 | LLife | NAIC group 0525 | Domestic private | NAIC / state DOIs | Partial | — |
| SOUTHERN FINANCIAL LIFE INSURANCE COMPANY NAIC 69418; TDI licence 95321; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1999/01/19 | LLife | No NAIC group code provided | Domestic private | NAIC / state DOIs | Partial | 59 Confidence: Low |
| UN Life Insurance Company NAIC 69779; TDI licence 84740; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1972/07/07 | LLife | NAIC group 0215 | Domestic private | NAIC / state DOIs | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.