GuatemalaEl SalvadorHondurasNicaraguaCosta RicaPanamaDominican RepublicJamaicaTrinidad and TobagoBarbadosCentral America & Caribbean · Various

Central America and the Caribbean

Markets covered: Guatemala, El Salvador, Honduras, Nicaragua, Costa Rica, Panama, Dominican Republic, Jamaica, Trinidad and Tobago and Barbados.

13 licensed entities supervised by the National superintendencies of Central America and the Caribbean (SUGESE Costa Rica, SIB Guatemala, CNBS Honduras, SSF El Salvador, SIBOIF Nicaragua, SSRP Panama, SIS Dominican Republic, CBTT Trinidad and Tobago among them); Bermuda Monetary Authority; Cayman Islands Monetary Authority.

Partially verified against the regulator register /api/v1/countries/central-america-and-caribbean.json
Listed insurers
13
Insurance classes
4
Groups present
3
Illustrated collage of Central America and the Caribbean, inspired by Antigua Guatemala, Panama Canal, Caribbean Sea.
GuatemalaEl SalvadorHondurasNicaraguaCosta RicaPanamaDominican RepublicJamaicaTrinidad and TobagoBarbados
INSURERS.GLOBAL / ATLASAn illustrated portrait · AI-created artwork

A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

This directory entry groups several markets. The flags and language notes below retain their separate identities.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

GuatemalaGuatemala

Spanish
Guatemala

El SalvadorEl Salvador

Spanish
El Salvador

HondurasHonduras

Spanish
Honduras

NicaraguaNicaragua

Spanish
Nicaragua

Costa RicaCosta Rica

Spanish
Costa Rica

PanamaPanama

Spanish
Panamá

Dominican RepublicDominican Republic

Spanish
República Dominicana

JamaicaJamaica

English / Jamaican Creole English
Jamaica

Trinidad and TobagoTrinidad and Tobago

English
Trinidad and Tobago

BarbadosBarbados

English
Barbados

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private10 77%
  • Foreign multinational2 15%
  • State-owned / parastatal1 8%

Verification log

Partially verified - registers in hand for 6 of the 11 member jurisdictions the rows cover (Panama SSRP, El Salvador SSF, Dominican Republic SIS, Trinidad and Tobago CBTT, Barbados FSC, Jamaica FSC); Honduras and Costa Rica confirmed only from the supervisor's supervised-entity and audited-statement lists, not a licence register; Guatemala (SIB) and Suriname (CBvS) blocked by Cloudflare and Nicaragua (SIBOIF) unreachable · Six official registers retrieved 23 September 2026: Panama SSRP 'Sujetos Regulados - Companias de Seguros' (22 companies); El Salvador SSF 'Entidades autorizadas para operar como sociedades de seguros y fianzas' (24); Dominican Republic Superintendencia de Seguros 'Companias Aseguradoras y Reaseguradoras' (35); Trinidad and Tobago CBTT 'Directories of Registered Insurers' under the Insurance Act 2018 (34, including Lloyd's Association of Underwriters); Barbados FSC 'Insurance - List of licensed Entities Database as at August 31, 2026' (Class 1 164 + Class 2 125 = 289 insurance companies); Jamaica FSC 'Regulated: Insurance Companies' (17). Two supervisor lists short of a licence register: Honduras CNBS 'Estados Financieros Auditados de las Instituciones Supervisadas' - Instituciones de Seguros (13 named, 12 with 2025 statements), and Costa Rica SUGESE's index of insurers' audited financial statements (12 companies for 2025), the SUGESE register itself being a Power BI embed. Not retrieved: Guatemala SIB (Cloudflare managed challenge), Suriname CBvS (Cloudflare 403), Nicaragua SIBOIF (host does not answer).

Six member registers retrieved 23 September 2026 (Panama, El Salvador, Dominican Republic, Trinidad and Tobago, Barbados, Jamaica), plus the CNBS and SUGESE supervised-entity lists for Honduras and Costa Rica: nine of the fifteen rows are confirmed against a supervisor's own list, including Ficohsa Seguros as the trading name of the CNBS-supervised licensee Interamericana de Seguros, S.A. SISA's class is corrected to general, the El Salvador register licensing the group's life business separately as SISA, VIDA, S.A. Two rows name groups rather than licensees (Guardian Group, Pan-American Life Insurance Group). The Guatemalan, Nicaraguan and Surinamese registers could not be retrieved, so four rows stay unconfirmed; no insurer was added, because this market is a curated selection rather than a full register of its jurisdictions.

Licensed insurers in Central America and the Caribbean

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
ASSA Compania de Seguros (Panama)
Registered as ASSA Compañia de Seguros, S.A.
CCompositeGrupo ASSADomestic privateNational supervisorsPartial—
Assuria
Suriname
CCompositeAssuriaDomestic privateNational supervisorsPartial—
Ficohsa Seguros (Honduras)
Registered as Interamericana de Seguros, S.A. (trades as Ficohsa Seguros under a 2010 brand-licence contract with Banco Ficohsa)
CCompositeFicohsaDomestic privateNational supervisorsPartial—
INS (Instituto Nacional de Seguros, Costa Rica)State-owned
Registered as Instituto Nacional de Seguros
CCompositeCosta Rican StateState-owned / parastatalNational supervisorsPartial—
Mapfre BHD (DR)BME
Registered as MAPFRE- BHD Seguros, S.A.
CCompositeMapfreIAIGForeign multinationalNational supervisorsPartial—
Seguros El Roble (Guatemala)CCompositeGrupo Financiero IndustrialDomestic privateNational supervisorsPartial—
Seguros G&T (Guatemala)CCompositeG&TDomestic privateNational supervisorsPartial—
Seguros LAFISE
Nicaragua/CA
CCompositeLAFISEDomestic privateNational supervisorsPartial—
Seguros Suramericana PanamaBVC: GRUPOSURA
Registered as Seguros Suramericana, S.A.
CCompositeSuraForeign multinationalNational supervisorsPartial—
Seguros Universal (DR)
Dominican Republic; Registered as Seguros Universal, S. A.
CCompositeUniversalDomestic privateNational supervisorsPartial—
SISA (El Salvador)
Registered as Seguros e Inversiones, S.A.
GGeneral (Non-life)ImperiaDomestic privateNational supervisorsPartial—
Humano Seguros (DR)
Registered as Humano Seguros, S.A.
HHealth / MedicalHumanoDomestic privateNational supervisorsPartial—
Sagicor LifeTSX: SFC
Barbados/Jamaica
LLifeSagicorDomestic privateNational supervisorsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

Former and deregistered companies

Names once listed in Central America and the Caribbean and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.

Former nameWhat happenedListed today as
Guardian GroupNo longer on the registerNot recorded
Pan-American Life Insurance GroupNo longer on the registerNot recorded